Real Estate Massachusetts Real Estate Salesperson - Massachusetts-Real-Estate-Salesperson

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Real Estate Massachusetts-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Massachusetts Real Estate Salesperson Sample Questions:

1. A seller wants $120,000 for a home and still owes $20,000 of the original loan at 7% interest. The current interest rate is 12%. A buyer can pay $60,000 down and wants to carry a mortgage that includes the seller's
$20,000 existing mortgage and the remaining $40,000 for a total of $60,000 at an interest rate of 10%. What kind of mortgage loan is this?

A) wraparound
B) equity
C) blanket
D) buydown

2. While inspecting a tenant-occupied property, the buyer was told by the seller that the microwave oven would be included in the sale price. Upon possession, the buyer learned that the microwave oven belonged to the tenant and not the seller. Is the buyer entitled to the microwave oven?

A) No, because the microwave was the real property of the tenant.
B) No, because the seller did not have the right to include the microwave in the sale.
C) Yes, because all oral contracts for the sale of real property are enforceable.
D) Yes, because the buyer's offer to purchase included all real property.

3. The Massachusetts Consumer Protection Act requires that

A) The buyer be informed of all offers.
B) The seller's information be kept confidential.
C) The broker disclose known material defects.
D) The seller disclose all offers received.

4. The purpose of Regulation Z is to

A) inform the borrower of credit costs.
B) regulate interest charges.
C) control the use of credit.
D) set maximum interest charges.

5. Which of the following acts does NOT require notifying the Board of Registration?

A) A salesperson terminates employment with one broker and affiliates with another.
B) A broker conducts business under the broker's own name.
C) A broker changes his or her mailing address.
D) A broker commences business under the trade name of ABC Realty.

Solutions: