Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer : Oklahoma Life, Accident, and Health or Sickness Producer Exam

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. How does a survivorship life policy payout?

A) upon the death of the first insured
B) upon the death of the last surviving insured
C) upon attainment of a fixed age
D) upon granting of a divorce decree

2. A single contract for group medical insurance issued to an employer is known as

A) a master policy.
B) an employer policy.
C) a certificate policy.
D) a conglomerate policy.

3. The grace period is a period of time

A) after the premium is received and before the policy is issued.
B) when the policyowner is protected from an unintentional lapse of the policy.
C) between the death of the insured individual and the payment of the benefits.
D) after the premium is paid and before the policy is issued.

4. The process by which an insurer decides whether to issue a policy is known as

A) classification.
B) selection.
C) risk pooling.
D) underwriting.

5. How many days does the insured have to notify the insurer to add a newly-born child to continue coverage?

A) 30 days.
B) 31 days.
C) 14 days.
D) 21 days.

Solutions: